CONVEYANCING

Buying a home is exciting, Let our conveyancing experts handle the complexities while you focus on the joy of new beginnings.

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Ready to buy your new home? Let Allegiance International’s conveyancing experts guide you through the entire process. Contact us today for a consultation, and we will connect you with a dedicated legal team to ensure your property purchase is a seamless and successful experience.

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Why Choose Allegiance International for Your Conveyancing?

  • Expert Guidance: Our experienced team of conveyancing solicitors ensures that every legal aspect of your property purchase is handled with professionalism and attention to detail.
  • Transparent Fees: We offer clear, upfront pricing with no hidden fees, so you know exactly what to expect.
  • Efficiency and Speed: We strive to make your purchase process as fast and efficient as possible, keeping you updated at every stage.
  • Global Expertise: Whether you are buying in the UK, Dubai, or other international markets, we have the expertise to manage cross-border transactions with ease.

Allegiance International

Your Trusted Partner for Property Transactions and Conveyancing Services.


Step-by-Step Guide

Property Conveyancing for New Home

At Allegiance International, we understand that purchasing a new home is one of the most exciting yet complex decisions you will ever make. Whether you’re buying your first property, a second home, or an investment property, our expert conveyancing services ensure that the legal aspects of the transaction are handled with care and professionalism.

Our team is here to guide you through every step of the conveyancing process for new homes, ensuring everything runs smoothly and efficiently from start to finish. Below is a step-by-step guide to what you can expect when buying a new home with Allegiance International.

Step 1: Initial Consultation and Instructions

Once you’ve decided on your new home, the first step is to instruct a conveyancing solicitor. If you’re working with Allegiance International, we’ll connect you with one of our trusted legal partners who specialize in property transactions.

  • What happens: You will provide your solicitor with details of the property you intend to buy and give instructions to proceed with the legal process.
  • Key Documents: Your solicitor will ask for your identification, proof of funds (mortgage agreement or bank statements), and any other relevant documentation.

Why Choose Allegiance International?

We work with a network of reputable, experienced solicitors who specialize in property conveyancing, ensuring you have the best legal advice throughout the process.

Step 2: Offer Accepted and Contract Review

Once your offer for the new home has been accepted by the seller or developer, your solicitor will begin the formal process of reviewing the contract.

  • What happens: The developer or seller’s solicitor will send the draft contract for the sale of the property, which your solicitor will thoroughly review to ensure there are no issues or clauses that could affect you.
  • Key Checks: Your solicitor will:
  • Review the property’s title deed to confirm ownership
  • Check the developer’s plans (if off-plan) and ensure the terms meet your expectations
  • Investigate any restrictions or potential issues with the property

Important Tip

Make sure to inform your solicitor of any specific concerns or questions you have during this stage, especially if it’s a new build, to ensure everything aligns with what you’ve agreed upon.

Step 3: Property Searches and Due Diligence

Before the final contract is signed, your solicitor will conduct a series of searches to check for any legal issues that could impact the property.

  • What happens: Your solicitor will order local authority searches, environmental searches, and other relevant property checks, which may include:
  • Local authority searches: Confirming planning permissions, zoning, and land use
  • Environmental searches: Checking if the property is at risk from flooding, land contamination, or other environmental concerns
  • Land registry checks: Verifying the land title and ownership status

For New Homes, your solicitor may also check that the property is registered with the National House Building Council (NHBC) or other relevant building certification bodies to ensure it’s been constructed to the proper standards.

Step 4: Review of the New Home’s Legal Documents

For new-build properties, there are specific legal documents that your solicitor will review. These may include:

  • Building warranty or insurance: Protects you if there are structural issues after purchase.
  • Completion schedule: If you’re purchasing an off-plan property, this outlines when the property is expected to be completed.
  • Property management agreements: In case of shared facilities or communal spaces (common in apartment buildings or new developments).

Your solicitor will ensure all these documents are in order before proceeding.

Step 5: Mortgage and Financial Checks

If you are securing a mortgage, your lender will require a valuation survey to confirm the property is worth the price you’re paying.

  • What happens: Once the valuation survey is done, your lender will provide a mortgage offer. Your solicitor will then review the offer and ensure that all the necessary conditions are in place for the transaction to move forward.
  • Key Considerations: Your solicitor will also check if there are any conditions attached to your mortgage offer that could affect the purchase, such as requirements for insurance or specific deadlines.

Step 6: Exchange of Contracts

Once all checks are complete, the legal documentation is in order, and the finances are confirmed, your solicitor will exchange contracts with the seller or developer.

  • What happens: You will sign the contract, and the seller or developer will do the same. At this point, the sale becomes legally binding. You will also pay a deposit (typically 10% of the purchase price) to secure the property.
  • Key Points:
  • Once contracts are exchanged, neither party can back out without financial penalty
  • Your solicitor will confirm the completion date and ensure all conditions are met

Step 7: Completion Day – Final Payment and Handover

The final step in the process is completion day, which is when the property officially becomes yours.

  • What happens: On completion day, the remainder of the purchase price (minus the deposit) is paid to the seller or developer. Your solicitor will transfer the funds and arrange for the title deed to be officially transferred to you.
  • Final Checks: The developer will confirm that the property is ready for handover. If it’s a new home, your solicitor may arrange for a final inspection to ensure everything is as agreed upon.
  • Key Points: If you’re buying a new home, you’ll receive a certificate of title and confirmation of the transaction. Your solicitor will also register the property in your name with the Land Registry.

Step 8: Post-Completion and Moving In

Once you’ve completed the transaction and received the keys, there are a few post-completion tasks to take care of:

  • Stamp Duty Payment: Your solicitor will handle the payment of stamp duty on your behalf and file the appropriate forms with HMRC.
  • Land Registry Update: Your solicitor will ensure the property is officially registered in your name with the Land Registry.
  • Moving In: Congratulations! Your new home is now yours, and you can begin the process of moving in, setting up utilities, and enjoying your new space with the full support of Allegiance International.